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CONVERGENCE IN ELECTRONIC BANKING: TECHNOLOGICAL CONVERGENCE, SYSTEMS CONVERGENCE, LEGAL CONVERGENCE
Book chapter

CONVERGENCE IN ELECTRONIC BANKING: TECHNOLOGICAL CONVERGENCE, SYSTEMS CONVERGENCE, LEGAL CONVERGENCE

Derecho del sistema financiero y tecnología
07 Jan 2010

Abstract

With the emergence of the electronic age, convergence has become a constant theme. Initially, the term convergence was used to describe the convergence of the means of communication: cable, telephone or broadcasting. Once distinctly separate means of communication, today one can use the telephone over cable, or receive certain broadcast programs over telephone wires. More recently, there has been digital convergence: a phenomenon that has been observed in a variety of information technology industries: handheld computing, telecommunications, consumer electronics, networking, residential broadband and broadcast video, among others. It has been observed that this digital convergence increases the value and flexibility

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