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Dissertation
The FinTech Revolution: Adopting Trust-Based Models to Narrow Racial Wealth and Financial Literacy Gaps in America
Doctor of Business Administration (D.B.A.), Drexel University
Mar 2022
DOI:
https://doi.org/10.17918/00001777
Abstract
The purpose of this study is to determine the drivers of financial technology (FinTech) adoption and specifically to examine if African Americans will do business with technology-based virtual banks, which operate digitally, provide basic banking services, and share a significant cost advantage, or if they will continue banking with traditional branch-based banks. Many financial service firms are moving towards FinTech models, which will likely widen the financial literacy and racial wealth gap between African Americans and members of the majority group.
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Details
- Title
- The FinTech Revolution
- Creators
- Damon Tyrone Gray
- Contributors
- David Gefen (Advisor)
- Awarding Institution
- Drexel University
- Degree Awarded
- Doctor of Business Administration (D.B.A.)
- Publisher
- Drexel University; Philadelphia, Pennsylvania
- Number of pages
- 204 pages
- Resource Type
- Dissertation
- Language
- English
- Academic Unit
- Economics (School of Economics); Bennett S. LeBow College of Business; Drexel University
- Other Identifier
- 991017130274604721