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Do macroprudential policies affect the bank financing of firms in China? Evidence from a quantile regression approach
Journal article   Peer reviewed

Do macroprudential policies affect the bank financing of firms in China? Evidence from a quantile regression approach

Qiaoling Kang, Ji Wu, Minghua Chen and Bang Nam Jeon
Journal of international money and finance, v 115, 102391
Jul 2021

Abstract

Bank financing Macroprudential policies Quantile regression
•This paper examines the impact of macroprudential policies on firms’ bank financing.•We apply the quantile regression approach to the panel data of Chinese public corporations during 2000–2016.•We find evidence for a negative and non-monotonic impact of macroprudential policies on firms’ bank financing.•Macroprudential impact increases with the level of firms’ bank financing but tends to decline after a threshold level.•The macroprudential policy outcome is driven by firms’ short-term financing and financial institutions-targeted policies. This paper investigates the impact of macroprudential policies on firms’ bank financing level in China. Applying the unconditional quantile regression approach to the panel data of Chinese public corporations during the period of 2000–2016, we find consistent evidence for a negative and non-monotonic impact of macroprudential policies on the level of firms’ bank financing, conditional on their quantiles in the distribution. The impact of macroprudential policies is increasingly conspicuous with the level of firms’ bank financing but tends to decline after a threshold. The outcome of macroprudential policies is largely driven by the result of firms’ short-term financing and the policies targeted at the financial institutions. We also explore the heterogeneity of the nexus between macroprudential policies and firms’ bank financing affected by the ownership, size and industrial type of firms.

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21 citations in Scopus

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UN Sustainable Development Goals (SDGs)

This publication has contributed to the advancement of the following goals:

#9 Industry, Innovation and Infrastructure
#10 Reduced Inequalities
#1 No Poverty
#8 Decent Work and Economic Growth

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Collaboration types
Domestic collaboration
International collaboration
Web of Science research areas
Business, Finance
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