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Does economic uncertainty affect the soundness of banks? Evidence from emerging Asian economies
Journal article   Peer reviewed

Does economic uncertainty affect the soundness of banks? Evidence from emerging Asian economies

Ji Wu, Yao Yao, Minghua Chen and Bang Nam Jeon
Journal of Asian economics, v 77, 101394
Dec 2021

Abstract

Banking soundness Economic uncertainty Emerging Asian economies
This paper examines the impact of economic uncertainty on four dimensions of banking soundness, namely, banks’ loan growth rates, interest rate spreads, capitalization and risk. By using the bank-level panel data of approximately 500 commercial banks in seven emerging Asian economies, we find consistent evidence that increased economic uncertainty decelerates banks’ loan growth, narrows their interest rate spreads and aggravates their risk, but induces banks to increase their capital holdings. Our results are shown to be robust in a series of checks that use alternative indicators of economic uncertainty and econometric methodologies.

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8 citations in Scopus

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UN Sustainable Development Goals (SDGs)

This publication has contributed to the advancement of the following goals:

#10 Reduced Inequalities
#9 Industry, Innovation and Infrastructure
#1 No Poverty
#8 Decent Work and Economic Growth

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Collaboration types
Domestic collaboration
International collaboration
Web of Science research areas
Economics
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