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Does foreign bank penetration affect the risk of domestic banks? Evidence from emerging economies
Journal article   Peer reviewed

Does foreign bank penetration affect the risk of domestic banks? Evidence from emerging economies

Ji Wu, Minghua Chen, Bang Nam Jeon and Rui Wang
Journal of financial stability, v 31, pp 45-61
Aug 2017

Abstract

Bank risk Emerging economies Foreign bank penetration
•We examine the impact of foreign bank penetration on the risk of domestic banks.•Domestic banks’ risk increases amid foreign bank presence in emerging markets.•The impact is stronger for banks with inefficiency and more diversified income.•Foreign banks exert stronger impacts when they enter via M&A with internal support. We investigate whether foreign bank penetration affects the risk of domestic banks in emerging economies. By using bank-level data from 35 markets during the period of 2000–2014, we find significant evidence that the risk of domestic banks increases with the presence of foreign banks in the host economy, and this finding is shown to be consistent in a series of robustness tests. We also find that the incidence of such effects is more pronounced for domestic banks which are less efficient and less based on traditional activities. Foreign banks exert more pronounced impacts on domestic banks’ risk when they enter the host market via M&A, as opposed to greenfield investments, and when they belong to foreign conglomerates which provide strong internal support.

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70 citations in Scopus

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UN Sustainable Development Goals (SDGs)

This publication has contributed to the advancement of the following goals:

#1 No Poverty
#9 Industry, Innovation and Infrastructure
#8 Decent Work and Economic Growth
#10 Reduced Inequalities

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Collaboration types
Domestic collaboration
International collaboration
Web of Science research areas
Business, Finance
Economics
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