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Economic uncertainty and bank risk: Evidence from emerging economies
Journal article   Peer reviewed

Economic uncertainty and bank risk: Evidence from emerging economies

Ji Wu, Yao Yao, Minghua Chen and Bang Nam Jeon
Journal of international financial markets, institutions & money, v 68, 101242
Sep 2020

Abstract

Bank risk Economic uncertainty Emerging economies
•This paper examines the impact of economic uncertainty on the risk of banks.•We use bank-level panel data of 1500 banks in 34 emerging economies during 2000–2016.•We find consistent evidence that bank risk increases as economic uncertainty increases.•We also investigate mechanisms whereby uncertainty is translated into bank risk. This paper examines the impact of economic uncertainty on the risk of banks, which has only been underexplored in extant literature so far. Using bank-level panel data of more than 1500 banks in 34 emerging economies during the period of 2000–2016, we find consistent and robust evidence that bank risk increases as the level of economic uncertainty increases. We also investigate possible mechanisms whereby economic uncertainty is translated into bank risk, and present evidence that the uncertainty-bank risk nexus is more attributable to the option value of waiting, search-for-yield strategies and bank herding behaviors than various demand-side effects.

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90 citations in Scopus

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UN Sustainable Development Goals (SDGs)

This publication has contributed to the advancement of the following goals:

#1 No Poverty
#10 Reduced Inequalities
#8 Decent Work and Economic Growth
#9 Industry, Innovation and Infrastructure

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Collaboration types
Domestic collaboration
International collaboration
Web of Science research areas
Business, Finance
Economics
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