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PREFRONTAL SYSTEM DYSFUNCTION AND CREDIT CARD DEBT
Journal article   Peer reviewed

PREFRONTAL SYSTEM DYSFUNCTION AND CREDIT CARD DEBT

MARCELLO Spinella, BIJOU Yang and DAVID Lester
International journal of neuroscience, v 114(10), pp 1323-1332
2004
PMID: 15370189

Abstract

Credit card use often involves a disadvantageous allocation of finances because they allow for spending beyond means and buying on impulse. Accordingly they are associated with increased bankruptcy, anxiety, stress, and health problems. Mounting evidence from functional neuroimaging and clinical studies implicates prefrontal-subcortical systems in processing financial information. This study examined the relationship of credit card debt and executive functions using the Frontal System Behavior Scale (FRSBE). After removing the influences of demographic variables (age, sex, education, and income), credit card debt was associated with the Executive Dysfunction scale, but not the Apathy or Disinhibition scales. This suggests that processes of conceptualizing and organizing finances are most relevant to credit card debt, and implicates dorsolateral prefrontal dysfunction.

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29 citations in Scopus

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Collaboration types
Domestic collaboration
Web of Science research areas
Neurosciences
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