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The Effect of Proposition 103 on Insurers: Evidence from the Capital Market
Journal article   Peer reviewed

The Effect of Proposition 103 on Insurers: Evidence from the Capital Market

Samuel Szewczyk and Raj Varma
The Journal of risk and insurance, v 57(4), pp 671-681
01 Dec 1990

Abstract

In May 1989, the California Supreme Court upheld Proposition 103, an insurance reform measure mandating large cuts in property-liability insurance rates. However, the court also ruled that the regulation proposed by Proposition 103 may not deny insurers an adequate return. This study examines the effect of Proposition 103 on the common stock values of property-liability insurers around both the passage of the measure in the 1988 election and the court decision in 1989. The results indicate that the capital market believed Proposition 103 to be an unfavorable development for insurers.

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Collaboration types
Domestic collaboration
Web of Science research areas
Business, Finance
Economics
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